Assurant Intermediary and UK General have enhanced the Additions Household Insurance product with improved acceptance criteria now in place.
A summary of the enhancements to the Additions product are below:
Postcode Ratings:
There are now more acceptable risks with generated quotes more specific to individual properties rather than within a postcode under the same area / risk bracket.
A sector rating has also been added to enable us to quote on the closest match if a postcode doesn’t currently exist within the full table (new-builds where the postcode is so new we don’t have it in our list).
Valuables within the home
Total Valuables within the home has increased from £15,000 to £20,000.
Client credit history
We are now able to cover:
Subsidence areas
Quotes can now be referred rather than declined if there is a certificate of structural adequacy.
Listed Buildings
We are now able to cover Grade 2* and Grade B+ buildings.
Business use
We are now able to cover policyholders working from home in the following sectors:
Beauty, Clerical Work, Fostering, Medical, Production (inc artists/photographers etc) & Tuition.
Why not login and try a quote today or talk to us on 03332 000 444 or email advisers@assurant.com