Ageas

Covered if not road legal and value is within single article PP limit. Liability covers applies as long as not being used on road, PP does include cover for theft.

AXA

Covered if used for intended purpose for intended user. Mustn’t be reg’d for road use. Theft cover, liability cover included for damage/injury. Needs specifying for away from home cover.

Covea

Covered if not taxed for road use, only used on pavement and max speed of 4MPH. Covered as standard within the home, needs specifying for away from home cover. Theft and liability cover included.

Pen

For Class 1 Mobility Scooter (Manual) - propelled by user or attendant and Class 2 Mobility Scooter (Powered) - electronically powered which can be used on pavements and for crossing the road. Maximum speed of 4 mph.

If the mobility scooter is not leaving the home it does not need to be spcified but you would need to check theft cover from garage/outbuilding limits as the item may exceed this.

If the mobility scooter is leaving and to be used outside the home, ythen the items does need to be specified if value is above the single item limit.

NB: Check policy wording for liability cover:
Does not provider occupiers or personal liability for motorised vehicles except for electirc wheelchairs so if its a disabled scooter, then no liability cover.

Class 3 Mobility Scooter (Powered) - as per Class 2 but can be used on the road and pavement. Maximum speed of 4 mph - DECLINE OF COVER

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