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  • 4 new Pen Underwriting Evolve products launched with Assurant Intermediary on 1 March 2024
  • Existing Pen products unable to place for new business or available on Quoforma+ quoting system from 29 February 2024
  • Existing Pen policies will now renew where applicable onto the new Pen Evolve products

We are very pleased to announce our long-term insurer partner, Pen Underwriting, has launched 4 new products with Assurant Intermediary.

These products are now live and available to quote for new business sales with effect from 1 March 2024.

All under the Pen Evolve banner, the new products are:

  • Your home (designed for a main residence)
  • Holiday & Weekend home (designed for second homes including let holiday homes)
  • Landlord (designed for selected tenants where a property is let)
  • Unoccupied (3 levels of cover will be available for residential and let properties).
    NB: Please note however that only SILVER cover is available immediately through the Quoforma+ quoting system and we will be unable to change to Bronze of Gold through our back-office system. The three levels of cover will be made available to you as soon as possible.

Existing Pen policies (Household & renewal) will be invited onto the appropriate new Pen Evolve product as policies naturally reach their renewal date. This will commence immediately now the new Evolve products are live. However it should be noted that not all current Pen risks will be acceptable on the new Evolve products. We will offer an alternative quote, if possible, in these instances for you and the policyholder to consider.

A snapshot of the cover levels for each of the Evolve products are shown below:

Evolve Products

Buildings cover

Contents cover

Accidental Damage

Your Home



Optional cover available

Holiday & Second Homes



Optional cover available




Optional cover available




Optional cover NOT available

Further information on the cover levels for Evolve products can be found under the Household and Landlord Products & Insurers page.

The great news is that the Evolve products benefit from full postcode rating at individual property level and multiple data enrichment tools. This will drive more accurate pricing for each individual customer and more sustainable pricing in the long term.

Pen Underwriting have also simplified the policy wordings with the aim to make the Evolve products policy wording easier for advisers and customers to understand.

As you may have seen from the pop-up messaging on the Quoforma+ quoting system, the existing Pen products have not been acceptable for new business start dates after the 29th February 2024. It is also from this date that the existing Pen products will now longer show on the Quoforma+ quoting system.

Richard Miles, Director of Assurant Intermediary said “The new Evolve products from Pen Underwriting will add a great deal to our panel offering and we look forward to working with Pen Underwriting and our advisers as we grow this area of our business”.

If you have any questions regarding the new Pen Evolve products, please contact your BDM or Account Manager who will be happy to assist.