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OUR PRODUCTS AND INSURERS

OUR INSURERS

Insurer
Scheme
Level of Buildings Cover
Level of Contents Cover
Maximum Bedrooms
Standard Excess
Escape of Water Excess
Subsidence – Excess
Total Valuables
Valuables Single Article Limit
Maximum total for Personal Possessions
Single item away from home
Trace and Access
Plants in the Garden
Personal Liability
Contents in Outbuildings
Theft from Outbuildings
Money in the home
Loss of keys
Theft of keys
Kennel Fees
Freezer Contents
Alternative Accommodation
Unoccupancy Period
Pedal Cycles - Unspecified
Pedal Cycles
Underground Services
Underwriter
Claims Number
Extra Essentials Complete Advance Home Insurance E-Solutions Additions
£1,000,000 £300,000 (can be client led sum insured up to £500,000) £1,000,000 (can be client led sum insured up to £1,500,000) £500,000 (can be client led sum insured up to £1,000,000) £650,000 £500,000
£75,000 £30,000 (can be client led sum insured up to £50,000) £150,000 £75,000 (can be client led sum insured up to £100,000) £65,000 £75,000
5 6 6 6 5 5
£100 £150 £100 £100 £100 £100
£350 £400 £250 £250 £500 £250
£1,000 £1,000 £1,000 £1,000 £1,000 £1,000
40% of Contents SI 10% Contents SI 40% Contents SI 30% Contents SI 1 or 2 Bed = £10,000, 3 Bed = £12,500, 4 Bed = £15,000, 5 Bed = £17,500 £20,000
20% of Contents SI 10% Contents SI 20% Contents SI 15% of Contents SI £2,000 £2,000
£25,000 £5,000 £75,000 £37,500 £20,000 total unspecified £15,000
Starts at £2,000. Maximum of £10,000 Starts at £2,000. Maximum of £3,000 Starts at £3,500. Maximum of £12,000 Starts at £2,500. Maximum of £10,000 Starts at £2,000. Maximum of £10,000 Starts at £2,000. Maximum of £10,000
£5,000 £1,500 £7,500 £5,000 £5,000 £5,000
£500 Not included £2,500 £1,500 Maximum of £5,000 any one period of insurance with SAL of £500 per tree, shrub or plant Not included
£2,000,000 £2,000,000 £2,000,000 £2,000,000 £2,000,000 £2,000,000
Up to Contents SI Up to Contents SI Up to Contents SI Up to Contents SI Up to Contents SI £2,000
Up to Contents SI 15% of Contents SI 15% of Contents SI 15% of Contents SI £5,000 £2,000
£500 Not included £750 £500 £1,000 £300
£0 Not included Unlimited Not included £500 (cover provided under contents) £1,000
£500 Not included Unlimited Not included £500 (cover provided under contents) £1,000
20% of Buildings SI Included in the alternative accommodation % Included in the alternative accommodation % Included in the alternative accommodation % Under alternative accommodation for you and your pets, up to a maximum of £50,000 £25,000
Up to Contents SI Not included Up to Contents SI Up to Contents SI £2,000 £1,000
20% of Buildings SI 15% of Buildings SI 25% of Buildings SI 20% of Buildings SI £50,000 20% of Buildings SI
30 days 60 days 60 days 60 days 60 days 30 days
£10,000 overall limit £1,000 £1,000 £1,000 £500 £500
See above £5,000 £5,000 £5,000 up to £5,000 (£2,000 max per cycle) £2,000
Yes Optional with Accidental Damage Standard Standard Yes Yes
AXA Allianz Allianz Allianz Legal and General Limited UK General Insurance Ltd on behalf of Great Lakes Reinsurance (UK) SE
0870 556 1161 0344 893 9537 0344 893 9539 0344 893 9538 0345 072 9989 0344 412 4258

OUR INSURERS

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  • UK General logo

Let Insurance E-Solutions (covered using Home Insurance policy wording)

Insurer
Scheme
Level of Buildings Cover
Level of Contents Cover
Maximum Bedrooms
Buildings Excess
Contents Excess
Escape of Water Excess
Subsidence – Excess
Malicious Damage
Loss of Rent
Buildings - Accidental Damage
Contents - Accidental Damage
Trace and Access
Tenants Liability
Personal Liability
Contents in Outbuildings
Theft from Outbuildings
Landlords Legal Liability
Theft of keys
Emergency Access Buildings
Rating Type
Alternative Accommodation
Unoccupancy Period
Home Emergency
Legal Expenses and Limit
Rent Guarantee
Underwriter
Claims Number
Let Insurance E-Solutions (covered using Home Insurance policy wording) Let Property Insurance
£650,000 £500,000
£65,000 Client led up to a maximum of £50,000
5 5
£250 £150 (Professional, working, retired tenants) / £250 (All other tenant types)
£250 £150 (Professional, working, retired tenants) / £250 (All other tenant types)
£500 £500
£1,000 £1000
No Optional
up to £50,000 Up to 20% of the Buildings Sum Insured
Optional Optional
Optional Not applicable
£5,000 £2,500
up to £10,000 Not applicable
£2,000,000 £2,000,000
Up to Contents SI Included
£5,000 £500
£2,000,000 £2.000,000
£500 (cover provided under contents) £250
Yes Not included
Bedroom Rated Sum Insured
£50,000 Up to 20% of the Buildings Sum Insured for a maximum of 12 months
60 days 30 days
Optional Optional
Optional - £50,000 Optional - £50,000
Available up to £2,500 when option taken with Legal Expenses Available up to £2,500 when option taken with Legal Expenses
Legal and General Limited UK General Insurance Ltd on behalf of Great Lakes Reinsurance (UK) SE
0345 072 9989 0344 412 4258

ADDITIONAL PRODUCTS

In addition to our extensive Home and Landlords product ranges, we offer a number of additional products. These are products covering specific items or situations, which your clients can select to enhance to our main Home or Landlord products.

Whilst home insurance policies may provide some legal cover, there are many other situations that clients should consider insuring themselves against. This type of insurance will help to cover the legal costs if, for example, your client has an employment issue such as unfair dismissal, a dispute with a tradesman or perhaps a clinical negligence complaint. Legal expenses insurance provides access to a legal advice helpline, plus help to find a specialist lawyer and the cost of legal fees, up to a certain amount.
Whilst home insurance policies may provide some legal cover, there are many other situations that clients should consider insuring themselves against. This type of insurance will help to cover the legal costs if, for example, your client has an employment issue such as unfair dismissal, a dispute with a tradesman or perhaps a clinical negligence complaint. Legal expenses insurance provides access to a legal advice helpline, plus help to find a specialist lawyer and the cost of legal fees, up to a certain amount. The Legal expenses with Rent Guarantee option also provides cover up to £2,500 per month for loss of rent. Please refer to the Key Facts and Policy Document for full details of this cover.

Landlord
Legal Expenses with Rent Guarantee

Nasty surprises such as burst pipes, lost keys or pest infestation are not only unpleasant, they can also be expensive. Home Emergency cover protects your clients financially and helps practically to resolve the problem. In an emergency, clients can ring a 24 HOUR HELPLINE and the insurer will arrange for an approved contractor to carry out the necessary work to the highest standards.